Saturday, March 10, 2018

New purchase March 2018 II

I've increased my position in some Nordic companies. HM has been taking a beating the last year, but I still think that it is a good long time buy. I've reinvested and then some in Kone.
  • 20 HM-B for 136.02 SEK for a yield of 7.17 %.
  • 6 KNEBV for € 41.06 for a yield of  3.4 %.
  • 12 CRA1V for € 18.75 for a yield of 4 %.
With respect to my goal it has been going great. I've averaged 11 600 step per day so I'm satisfied. I've been less tired at work, but that might also have something to do with the increase of sunlight.

I've updated my portfolio and as always it can be found here.

Monday, March 5, 2018

Income/expense February 2018

Looking at my spending for February I've spend a bit less than January, but earn less as well.

Expenses: 11 790 SEK
Income:  32 540 SEK
Savings rate: 63.77 %
Dividend/Expense rate: 4.66 %

A summary of my savings rate can be found via this page

New purchase March 2018

A new month and some new purchase.
  • 5 KHC for $ 67.47 for a yield of 3.71 %.
  • 20 GE for $ 14.53 for a yield of 2.48 %.
My goal this month is to walk at least 10 000 steps every day. So far it has been easy. I've just gotten off a couple of stops earlier on my way to work, taken a walk during lunch and then I'm done. 

I've updated my portfolio and as always it can be found here.

Tuesday, February 27, 2018

New purchases February 2018

I've bought one last company in February.
  • 15 NTC for 49.98 €  for a yield of 2.4 %.
Intel is a semiconductor company, most famous for their cpus at least in the consumer segment.

I've updated my portfolio and as always it can be found here.

Sunday, February 25, 2018

Monthly goal March 2018

My goal for February was to practice at least ten minutes of yoga. I've reached this goal. It has been quite a challange to be able to find time for it every day. The biggest improvement has been that my sleep has improved after doing yoga before going to bed. Regardig my previous goal of eating vegetarian I realized that I have not bought any meat in a store this year. I've been to some restaurants and eaten some fish and meat. So I've made some changes to my life.

For March I'm going to try to take 10 000 steps each day. At an earlier job we had a contest with the goal of walking 10 000 steps and it was doable on average, but hard to do every day.

Goal March: Walk at least 10 000 steps each day.
Goal February: Practice at least ten minutes of yoga each day. Done!
Goal January: Only eat vegetarian food. Done!

Dividend February 2018

I know that the month is not over but I will not receive any more dividends. Here a list of the dividends that I've received in February.
  • SDIV 29.45 SEK
  • SRET 29.83 SEK
  • SPFF 58.81 SEK 
  • SDEM 16.18 SEK
  • T 98.19 SEK
  • ABBV 28.08 SEK
  • PG 81.82 SEK
  • O 34.64 SEK
  • GIS 19.24 SEK
  • ALA 46.34 SEK
  • TD 49.43 SEK
  • EIF 27.77 SEK
  • AD 30 SEK
For a total of 549.78 SEK. The increase compared to last year was really big, but not really comparable since just started investing. Looking forward at my projected dividends this will be the worst month (given that no dividends will be cut and that the currencies are somewhat stable) along with August for 2018.

Saturday, February 24, 2018

I've joined twitter

So I've given my self a free birthday gift: I've joined twitter. I have not really used it before so we'll see how this will pan out. As a start I'm trying to automate a tweet whenever I post a blog post so if I've done it correctly my first tweet will be a link to this post.

If I manage to automate it I will update this post with instruction on how I did it :).

Update: So it was easier than I've thought to automate this. I just created an account on and added this applet. That was it. So if this is something you want to do it  is really easy.

Thursday, February 22, 2018

New purchases

I've bought some Canadian stocks.
  • 15 GEI for 16.86 CAD for a yield of 7.83 %.
  • 6 BCE for 55.89 CAD for a yield of 5.15 %.
  • 10 ALA for 26.5 CAD for a yield of 8.15 %. 
I've updated my portfolio and as always it can be found here.

I've lost a bit of energy concerning my yoga. I should probably try to be a bit more structured. The way I do it now is that I search for something like 10 minutes lower back yoga and then just do it. So for the last days of February I will try to find one video and follow that routine.  

Tuesday, February 20, 2018

New purchases

I've bought some German stocks since the valuation has decreased a lot since the middle of January.
  • 3 BAYN for 98.15 €  for a yield of 2.75 %.
  • 8  UN01 for 24.17 € for a yield of 2.23 %.
  • 12 DBK for $ 13.233 for a yield of 1.43 %. 
I've updated my portfolio and as always it can be found here.

Thursday, February 15, 2018

New purchases

I've made some new purchases. No new companies just increasing some.
  • 4 KHC for $ 71.46  for a yield of 3.5 %.
  • 2  KMB for $ 115.21 for a yield of 3.47 %.
  • 10 T for $ 36.54 for a yield of  5.47 %. 
I've updated my portfolio and as always it can be found here.

So doing yoga has made me realize how bad mobility I have in my legs and lower back. After two weeks doing yoga I don't really notice any improvement in mobility, but I have faith.

Thursday, February 8, 2018

New purchases

I've made some new purchases even though I'm a bit hesitant due to the recent downturn in stock prices.
  • 15 GE for $ 14.77  for a yield of 2.44 %.
  • 5  PG for $ 81.11 for a yield of 3.4 %.
  • 10 O for $ 48.96 for a yield of  4.79 %. 
I'm thinking about holding some more cash this month, hoping that the prices will drop even more. I've updated my portfolio and as always it can be found here.

Anyway my yoga February is coming along nicely. Ten minutes yoga is a great way to start the day and it's an even better way to end the day. My sleep quality has increase which is great for me. I recommend everyone to try it. Ten minutes a day should be easy for everyone. 

Saturday, February 3, 2018

Income/expense January 2018

When I summarize my spending for my vegetarian January I'm a bit disappointed. I though that I would have spent less money, but apparently I did that somehow. Anyway I'm off for a great start this year with low spending, high earnings and my best ever dividend/expense ratio.

Expenses: 11 800 SEK
Income:  36 600 SEK
Savings rate: 67.76 %
Dividend/Expense rate: 5.98 %

A summary of my savings rate can be found via this page

Dividend January 2018

Here's a list of the dividends that I've received the first month of 2018.
  • SDIV 31.19 SEK
  • SRET 86.36 SEK
  • SPFF 60.29 SEK 
  • SDEM 140.08 SEK
  • PEP 33.03 SEK
  • KMB 63.31 SEK
  • MO 43.27 SEK
  • PM 43.37 SEK
  • O 25.68 SEK
  • BCE 60.25 SEK
  • GEI 63.95 SEK
  • ALA 47.15 SEK
  • EIF 28.26 SEK
  • AD 30.52 SEK
  • BNS 50.51 SEK
For a total of 706.22 SEK. The year starts good. If I would've received this 2017 it would have been my third best month and compared to one year ago when I did not receive any dividend at all it is a great increase.

Monthly goal February 2018

My goal for January was to only eat vegetarian food. It has worked out great for me. The only issue has been when I've been invited for dinner with family and friends. I don't really want to impose so I think that an all vegetarian diet will be hard for me. Anyway my plan is to continue buying vegetarian food and empty my freezer of meat.

For February I'm going to try to improve my flexibility and general well-being by practicing yoga each day. This feels more challenging since it is hard to find day for practice every day, but I'm still going to try.

Goal February: Practice at least ten minutes of yoga each day.
Goal January: Only eat vegetarian food. Done!

Wednesday, January 17, 2018

New purchases

I've made some new purchases.
  • 10 GE for $ 18.22  for a yield of 1.98 %.
  • 10 ADM for $ 40.82 for a yield of 3.14 %.
  • 10 SO for $ 45.11 for a yield of  3.86 %. 
  • 5 ETR:DAI for 74.51 € for a yield of 5.35 %.
I've solved the problem with not being able to get stock quotes from the Oslo stock exchange by just updating the price manually. My portfolio and as always it can be found here. I'm going to try to check for errors in my portfolio.

My vegetarian January is coming along nicely. My feeling is that I spend less money on food as well so that means more money for investing :).

Monday, January 15, 2018

New (sort of) purchase

These purchases has been made during November, but I managed to delete my previous post where I wrote about them. Anyhow I've initiated some positions in a couple of German stocks.

  • 4 ETR:BAS for 86.14 € per share for a yield of 4.27 %.
  • 12 ETR:DBK for 14.14 € per share for a yield of 1.65 %.
  • 3 ETR:MUV2 for 191.45 € per share for a yield of 5.51 %.
  • 12 ETR:UN01 for 25.81 € per share for a yield of 2.62 %.
  • 1 ETR:BAYN for 107.95 € per share for a yield of 3.07 %.
So I bet you’re all interested in how my vegetarian January is going. It is actually great! I’ve found some new dishes to make and had an awesome Indian cauliflower stew for lunch the other day. Half of the month has passed and I’m convinced that I won’t have any problems with doing it for the rest of the month.

Friday, January 12, 2018

Goal 2018

Since I did not meet any of my goals for 2017 I'm going to try something different for this year. I'm going to have one goal related to my dividend income and then separate goals/challenges for every month. Mostly in order to make some changes in my life. I hope that I will be able to continue with some of the things even after the month is over.

  • 24 000 SEK in projected dividend income at the end of 2018.
  • Fulfill at least 8 of the 12 monthly goals.
Goal January: Only eat vegetarian food.

New purchase

The new year calls for a new country to invest.

With the new year I've decided to spread my investments over more countries. First up is Norway. The Norwegian economy is dominated by oil and gas which makes up 50 % of their exports.

ATEA sells and supports IT infrastructue. In my job I've come in contact with them and feel confident that they will be successful. Telenor is a telecommunicstions company that operate in a lot of different countries.

  • 20 OSE:ATEAATEA for 119 NOK for a yield of 5.46 %.
  • 13 OSE:TEL for 187.65 NOK for a yield of 4.36 %.
I'm having trouble updating my portfolio since google does not support getting stock quotes from the Oslo stock exchange. 

Tuesday, January 9, 2018

New purchase

I've started the year by investing in another company Kraft Heinz which is a food company with many famous products. The company was created after a merger of Kraft and Heinz in 2015. 
  • 5 O for $ 54.82 for a yield of 4.66 %.
  • 3 PM for $ 104.97 for a yield of 4.07 %.
  • 8 KHC for $ 78.49 for a yield of 3.18 %.

I've updated my portfolio and as always it can be found here.

Saturday, January 6, 2018

Income/expense December 2017

So I spent a lot of money in December, but also got a bit of a bonus.

Expenses: 21 000 SEK
Income:  40 900 SEK
Savings rate: 48.66 %
Dividend/Expense rate: 2.62 %

A summary of my savings rate can be found via this page where you can see that my total savings rate was about 50 %. My goal was 70 % so I missed by quite a lot. I guess I might have been doing a bit too much traveling (if there is such a thing). Something I've learned from missing my goals is that should set the bar a bit lower.

Thursday, January 4, 2018

Dividend December 2017

Here is the summary of the dividends that I received for December, the last month of the year. 
  • SDIV 31.07 SEK
  • SRET 30.89 SEK
  • SPFF 62.04 SEK 
  • SDEM 17.07 SEK
  • K 31.36 SEK
  • ED 35.09 SEK
  • EMR 40.99 SEK
  • TROW 37.54 SEK
  • JNJ 35.45 SEK
  • MCD 42.8 SEK
  • O 14.37 SEK 
  • AFL 15.09 SEK
  • VFC 34.84 SEK
  • ALIV-SDB 25.17 SEK
  • ALA 36.08 SEK
  • EIF 28.83 SEK
  • AD 31.14 SEK
For a total of 549.82 SEK. An decline of 10 % since the previous quarter. The total dividend for 2017 ended up in being 5439.24 SEK. I've published the distribution for 2017 below. It is far from the 12 000 SEK that was my goal, but I'm still happy :).